First Continental - Our Management Team

Andy Perlman brings a unique blend of expertise to his role as Chief Executive Officer at First Continental Mortgage (FCM), drawing on his extensive experience in both homebuilding and mortgage lending. Originally from Houston, Andy attended the University of Texas at Austin, where he earned a degree in Business Administration.

His career began in mortgage lending in secondary marketing providing a strong foundation in the financial aspects of the industry. Andy then transitioned into the homebuilding sector, where he served as the owner and president of a custom home building company, overseeing all aspects of the business operations.

In 2003, Andy joined FCM with a mission to forge strategic business partnerships and joint ventures with home builders.

Today, as CEO, Andy is dedicated to ensuring the success of FCM’s borrowers, builders, and employees. His passion, insight, and deep industry knowledge are instrumental in refining FCM’s business strategy and driving the company's continued growth as a nationwide mortgage lender.

Chris Johnston is a seasoned mortgage professional with over 25 years in the industry, emphasizing in new construction financing. With deep knowledge of the industry, he has provided financing to thousands of families over those 25 years. Chris is married to Alicia Johnston and has two children, George, and Jack. He is a proud father that stays active in his community through coaching athletics on his spare time as well as serving as an officer on numerous boards of directors. Chris holds a master’s degree from Washington State University and has been recognized as the 2016 Small Business Leader of the Year by the University Of Washington Milgard School of Business.

Brad Snyder has passionately assisted home buyers and supported home builders since 1986. Now as a Senior Executive Vice President, he will provide leadership centered around caring for the needs of those he works with. He constantly seeks better ways to guide his teams in achieving their business goals, as well as looking for ways to better understand the borrowers’ unique needs. Originally from Nebraska, Brad attended the University of Nebraska, Kearny, where he majored in business administration. He is primarily motivated by his family and is supported by his wife, Bonda, and their two children, Taylor, and Braden. When not working he enjoys spending time with his family whether they’re hanging out at their home in Katy, Texas, or making memories traveling.

Licenses: NMLS# 300124 | AL MLO# 300124 | TN MLO# 300124
TX RMLO# 300124

David brings over 20 years of deep expertise in the housing industry, having held key roles at Zonda and its predecessor companies, Metrostudy and Hanley Wood. Known for his strategic insights, David has been a trusted advisor to homebuilders, lenders, and developers across the nation, helping them navigate market complexities and capitalize on emerging opportunities.

A graduate of the University of Texas at Austin, David has been immersed in the housing industry since 1984. In his current role, he leads the charge in developing innovative mortgage joint ventures with home builders nationwide, strengthening our company’s partnerships and expanding our reach. David is also a crucial resource for providing timely market insights, ensuring our affiliated builder partners stay informed and competitive.

David’s leadership and deep industry knowledge have made him a key figure in our company’s success, driving initiatives that align with both market needs and our strategic goals.

Mat Russo, Senior Executive Vice President at First Continental Mortgage, brings over 35 years of experience in the mortgage industry. A graduate of the University of New Mexico with a degree in Political Science, Mat began his career as a Loan Officer and has steadily advanced to his current leadership role. His tenure at First Continental over the past five years has been marked by his commitment to excellence, reflected in his status as a consistent top producer and the numerous leadership awards he has received.

Mat’s approach to leadership is deeply rooted in servant leadership. He takes great pride in mentoring loan officers, helping them elevate their productivity through superior customer service, quality originations, and effective communication with both buyers and builder partners. Mat finds his greatest satisfaction in the success of his team, showcasing his dedication to fostering growth and excellence within the organization.

Outside of work, Mat is an avid outdoorsman with a passion for fly fishing and hunting. He’s also a retired football official and a dedicated fan of high school and college sports, particularly the UT Longhorns. His life reflects a balance of professional dedication and personal passions, making him a respected leader and mentor within the industry.

Licenses: NMLS# 292549 | CO MLO# 100536708 | TX RMLO# 292549

Jason Shortnacy, Senior Vice President at First Continental, brings over 20 years of experience in mortgage lending to the Dallas region. A proud graduate of Texas A&M University with a degree in Economics and International Business, Jason’s professional journey began in leadership roles within the hospitality industry, where he honed his skills in customer service and management. Transitioning into the mortgage sector, he quickly advanced from loan officer to his current role, where he oversees production and plays a key part in the company's success.

Jason is deeply passionate about helping homebuyers navigate the complexities of purchasing a home. His dedication and enthusiasm have earned him a reputation as a trusted leader in the industry. Beyond his professional achievements, Jason is actively involved in his community, coaching his son's baseball team and cheering for his favorite Texas sports teams, including the Texas Rangers, Dallas Mavericks, Dallas Cowboys, and Texas A&M Aggies. His life reflects a commitment to hard work, family, and the satisfaction of helping others achieve their dreams.

Licenses: NMLS# 621883 | GA MLO# 621883 | TX RMLO# 621883